Sign Up Bonuses For Checking Accounts

Don’t Miss These Sign Up Bonuses For Checking Accounts in 2022

Did you know that there are tons of sign up bonuses for checking accounts out there just waiting to be claimed? Banks are giving away $100…$200…$300 just for opening an account with them.

We are going to take you through the best sign up bonuses for checking accounts in 2022 so you can fill your pockets with free cash because…who doesn’t like free cash?

Most of these checking accounts do not charge a monthly fee and if they do, it can be waived when you hold a minimum balance.

The Best Sign Up Bonuses For Checking Accounts in 2022

Here are your best bets for sign up bonuses for checking accounts:

1. SoFi

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SoFi is currently offering one of the highest sign up bonuses for checking accounts. It’s a $325 bonus for opening a checking account with them. Yes, you heard that right, $325!

SoFi is one of our top picks for free online bank accounts because of their high APY rate and large ATM network (not all free online checking accounts will give unlimited access to an ATM network so this is definitely a big plus).

The SoFi Bank sign up bonus works in tiers. To earn the first tier ($50) you must connect a direct deposit of $1000-$1999. The next tier ($200) requires a monthly direct deposit of $2000-$4999 and the final tier ($300) requires $5000 or more.

Every customer gets at least $25 when you open an account with at least $10 in it, but when you add on a direct deposit that number can go way up!

2. Axos

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Axos offers a $150 bank account bonus when you open a Rewards Checking account with them.

Axos Bank’s Rewards Checking offers 2% cash back on essential purchases like food, gas and pharmaceuticals as well as 1% on everything else. Getting cash back on a checking account is almost unheard of so we really think Axos Bank’s Rewards Checking Account is special in this regard.

All you need to do is open an account with at least $50 as the opening balance and use the code MAY150 when you do so.

Your bonus will be deposited into your account within 5 business days.

Compared to other banks, Axos offers one of the easiest to obtain sign up bonuses for checking accounts. All it requires is $50 as a minimum deposit and you’re basically good to go.

3. CIT Bank

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CIT offers a free year of Amazon Prime (which is worth $139) when you open a CIT Money Market Account and deposit $15000 from another source.

You must keep the balance of $15000 for a minimum of 60 days. After the 60 days, you will be sent an email by CIT with your Amazon Prime membership code.

CIT Bank’s Money Market Account offers a 0.70% APY rate which is 8X the national average.

They only require $100 to open the account and you have 15 days to deposit your $15000 in order to earn the Amazon Prime bonus.

This would be a really great option for anyone looking for sign up bonuses for checking accounts.

4. GTE Financial

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Gte Financial

GTE Financial offers a $200 welcome bonus when you sign up for their checking account online.

Choose from one of their four checking accounts: Go Premium, Go Full Access, Go Further and Go Student. Type in the promo code: JOIN200 when you sign up, set up a payroll direct deposit from your employer within 90 days and you will receive your checking account bonus soon after.

GTE Financial is a credit union which means they are not-for-profit. Credit Unions tend to be more focused on customer service and personal interactions, so if that’s important to you, why not sign up for a GTE Financial account?

Also, their Go Premium checking account provides 0.05% APY which is better than what most checking account offer.

5. Bank of America

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Bank of America offers a $100 bonus for opening checking accounts with them.

When you open a SafeBalance Advantage Plus Checking Account and attach a direct deposit of at least $250, Bank of America will send you your welcome bonus within 90 days.

You must open the account online and have not held any other Bank of America bank accounts within the past 12 months.

To open a SafeBalance Advantage Plus Checking Account, you must set up a balance of $100 and use the promo code: DDX100CIS.

One thing to watch out for is that Bank of America charges $12 as a monthly fee for keeping this account, however; this fee is waived if you hold a balance of $1500 or more at all times.

6. TD Bank

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TD Bank offers a $150 welcome bonus for their Convenience Checking Account.

When you open a TD Convenience Checking Account and hold a balance of $100, you will not be charged the monthly fee. If you are between the ages of 17 and 23, you do not need to uphold a $100 minimum balance.

You will earn the $150 bank account open bonus when you direct deposit $500 over the course of 60 days. You are guaranteed to receive the bonus within 140 days of opening the account.

We think that TD Bank offers one of the highest and easiest to acquire sign up bonuses for checking accounts.

7. Chase Bank

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Chase offers one of the highest sign up bonuses for checking accounts. It’s a $225 cash bonus when you open a Chase Total Checking Account.

The only catch is that you must set up direct deposit within 90 days of opening the account.

Chase Bank usually charges a $12 monthly maintenance fee but this can be waived if you uphold a minimum balance of $1500 or deposit $500 a month into the account.

You must be a new Chase Bank client in order to qualify. This means that if you’ve ever held a Chase Bank account, you may not be able to apply for the new account bonus.

Takeaways: Don’t Miss These Sign Up Bonuses For Checking Accounts in 2022

It might take a few minutes of work, but these sign up bonuses for checking accounts are pretty easy to obtain.

Before receiving the bonus, you might be asked to put in a minimum deposit or submit a direct deposit form, but if you are serious about signing up with one of these banks, why not take advantage and get an extra hundred dollars in your pocket?

If you are looking for a free online checking account, click here to read our round up of the best free online bank accounts of 2022.

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