Answered: How Do I Check My Credit Score On Discover?

Did you know that you can view your FICO credit score for free on You don’t need to be a Discover card holder to check it and checking your credit score on will have zero impact on your credit report. it’s literally risk free!

The question of “how do I check my credit score on Discover” may have come up for a multitude of reasons.

You might be considering taking out a loan, applying for a job or renting an apartment and want to check your credit score just to see where you stand.

You also might want to raise your credit score, but want to see where you’re at before you look into credit repair methods like those offered by credit repair companies and debt collectors.

Don’t worry, makes the process very simple (and fast). Here we will answer the question “how do I check my credit score on Discover” and take you through the steps, one-by-one.

How do I check my credit score on Discover?

How Do I Check My Credit Score On Discover
Answered: How Do I Check My Credit Score On Discover? 3

1. Create an account

Discover offers a free Credit Scorecard which can be accessed through your Discover Credit Scorecard account. To create an account and access your Discover scorecard sign in, click here.

2. Fill in your information

Once you have created your account you will be asked to fill in some personal information including your name, address, phone number, email address and zip code.

3. Agree to the terms and conditions

At the end of the form you will be asked to verify your identity by asking some questions about your past and be prompted to agree to the terms and conditions.

4. Set up security questions

You will then be asked to set up some security questions. You can choose to answer questions like, the name of your first pet, the name of your high school, your father’s middle name or your mother’s maiden name.

5. Access your score

Once you’ve finished inputing all of your information, you will be brought to a dashboard which shows you your free discover credit score. It’s really as simple as that!

The Discover Credit Scorecard Dashboard

The dashboard includes information like: missed payments, years you’ve been using credit, your score compared to the US average and of course, your credit score.

Discover also includes information on why your credit score is so high (or low) and what you can do to raise it.

You will also see a window that shows which Discover credit cards you would be instantly approved for based on your credit score if that’s something you are interested in.

All of the information seen on the dashboard is pulled from Experian (one of the 3 major credit bureaus). The information is laid out to show you how the credit bureaus view your credit record and why your score is at the level it’s at.

Common Questions about Discover Credit Scorecards

Now that we have answered “how do I check my credit score on Discover” we’re going to go through some commonly asked questions about Discover’s credit score service and checking your credit score in general.

1. Does Discover Scorecard hurt your credit?

No, checking your Discover credit score check will not show up on your credit report. When you check your credit score on, they do a soft credit pull (as opposed to a hard credit pull, which is done when you are in the process of getting approved for a loan). Because it’s a soft pull, it will not show up on your credit report.

2. How come I don’t have to pay? Is there a catch?

There is no catch. Discover believes that everyone has a right to view their credit score. On your Discover free credit score card dashboard, there will be an option to view which Discover credit cards you would be automatically approved for, so Discover is still benefiting from providing this service.

3. What is a FICO credit score?

FICO stands for the “Fair Issac Corporation”. This was the corporation that established the current credit scoring system used by most of the credit bureaus. “FICO” is just the industry standard for credit scores.

4. Do I need to be a member to view it?

As of right now, no. However, Discover says they will be closing their FICO credit scorecards to the general public and will only be offering it to Discover customers soon, so get your scorecard while you can!

Takeaways on: How Do I Check My Credit Score On Discover?

Checking your credit score every now and then can be super helpful, especially if you’re focused on your finances and looking to raise your score or acquire a loan or new line of credit.

As you can see, checking your credit score on Discover is a super simple process and no matter how many times you check, your credit report will not be impacted.

Now, read how to download your free credit reports from!

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